ROOFING IN NAPERVILLE
Filing an insurance claim for repairing or replacing your roofing in Naperville can be a tedious task to say the least. Aside from a mountain of paperwork, you will also have to deal with insurance adjusters who will leave no chance to deny or reduce the value of your claim for the smallest of reasons.
We at TTLC Roofing, Siding, & Gutters know how difficult it can be to file a claim for repairing or replacing roofs in Naperville. It is why we help all our clients with the claim process and make sure they get the maximum compensation possible from the insurance company.
Common Reasons Why the Insurance Company Might Reject Your Claim
Lack of Maintenance
This is one of the most common reasons why insurance companies tend to reject roof repair and replacement claims. If, upon inspection, the insurance adjuster decides you have failed to take proper care of your roof, they will likely reject your claim. They may also reject your claim if the roof was already in a shoddy condition before it was damaged.
This is why it is critical to have your roof inspected by a qualified Naperville roofing professional at least twice a year.
If the insurance adjuster determines that the damage caused to your roofing in Naperville is not structural, but only cosmetic, they can still reject your claim.
It should be noted that insurance adjusters are not roofing professionals and can fail to spot signs of structural damage that only a trained eye can spot. Because of this, it’s best to let a qualified roofing professional handle your claim.
A professional will properly inspect your roof carefully, assess the extent of damage, and send a report to the insurance company.
Damage Caused By an Uncovered Peril
If your roofing in Naperville was damaged by a peril which is not covered by your policy, the insurance company will reject your claim.
For instance, claims resulting from wildfires or earthquakes are rejected by most insurance companies, regardless of the extent of damage caused.
Your Roof’s Lifespan
Your roof’s lifespan is one of the key factors your insurance company will take into account before deciding to accept or reject your claim.
For instance, if your roof is at the end of its expected lifespan and gets damaged by a storm, the insurance company might argue that your roof was already damaged due to wear and tear. As a result, the cause of damage stated in your claim cannot be considered the reason for your roof’s current condition.
Looking to File a Claim? We Can Help You!
We at TTLC Roofing, Siding, & Gutters are committed to helping our clients get the compensation they deserve from the insurance company. Over the last 15 years, we have handled several roof repair and replacement claims and helped our clients get the settlement they deserved.
With our expert roofing in Naperville, we will:
- Carefully inspect your roof for signs of structural damage and the underlying issues that might have contributed to the damage
- File a claim with your roof insurance company on your behalf and send an estimate to them
- Handle the paperwork related to filing the claim
- Negotiate on your behalf with the insurance adjusters to get the compensation you deserve
Once your claim is accepted and a settlement is reached, we can repair or replace your roof and make sure your property is restored to its original condition. As a safety-conscious roofing company, TTLC takes the strictest possible measures to ensure the safety of each and every one of our crew members as well as the clients whom we serve.