After their roof has been badly damaged due to a storm, a fallen tree, or something else, homeowners usually call insurance companies for estimates. It may seem like the most obvious first step to take, but it’s not always in the best interest of the homeowners. Before you call your insurance company, consider calling a Plainfield IL roofer directly.
Roofing companies are used to working with insurance companies so they understand their processes for estimates. If you call the roofer beforehand, they can make sure that your insurance company doesn’t take advantage of you by denying your claim on the flimsiest of reasons.
Why Call A Plainfield IL Roofer To Help With Your Insurance
Do you despise filing insurance claims? If so, you’re not alone. Most people hate dealing with insurance claims. The whole process is painfully time-consuming and stress-inducing.
This is why a lot of homeowners call contractors who can deal with the insurance company on their behalf. A skilled Plainfield IL roofer who has experience with insurance companies can become a useful ally who can help you negotiate with insurance. They can also help you with the mountain of insurance paperwork! Here are a few reasons why talking to a Plainfield IL roofer before you call your insurance company is a very good idea.
If you file a roof insurance claim, and don’t hire a contractor of your own, your insurance company is most likely to send in their own people. These people are known as insurance adjusters and it goes without saying that they are not roofing experts. They often miss deeper issues with the roof which only makes the situation worse for the homeowner.
By calling a Plainfield IL roofer to assess the damage, you will have an accurate and thorough inspection. A roofer doesn’t look for surface damage; they dive deeper to find the underlying issues. Once the roofer has inspected your roof, they can send a claim to your insurance company for a super accurate appraisal.
File the Claim On Your Behalf
Generally, the insurance claims process is time-consuming and confusing, leaving the insurance holder frustrated. When you call a Plainfield IL roofer to handle the claims process on your behalf, you can avoid the whole fiasco. Your roofer can send an estimate to your insurance company and negotiate the settlement, without you having to lift a finger.
Avoid paying A Hefty Premium
When you call your insurance company after your roof has been damaged, the company will send their insurance adjusters to inspect your roof. If they find that the damage is under your deductible amount, you will have to pay out of pocket. But what’s worse is, the insurance company will still consider it a claim.
If you call a Plainfield IL roofer first, you will be under no obligation to file an insurance claim unless necessary. An established roofer will always be upfront about the costs, and help you decide whether to call the insurance company or not. Transparency is key!
Give Tee Time Landscape & Construction A Call
Looking for a roofing advocate who can help with roof damage as well as insurance? Give us a call. Our technicians will visit your home – free of charge – to assess the damages and give you an estimate for repairs. We will also help you decide whether to proceed with an insurance claim.