After severe weather hits, homeowners are often approached by contractors offering quick repairs. While some are reputable, others—commonly referred to as “storm chasers”—may not be licensed or properly insured. It’s critical to take a step back and protect yourself before signing anything.

What to Look for in a Contractor

Before hiring anyone to inspect or repair your roof, make sure you:

  • Verify the contractor holds a valid business license
  • Confirm they have a physical office location (not just traveling storm crews)
  • Ensure they carry proper insurance
  • Ask for references and review past work
  • Check online reviews and ratings, including BBB accreditation
  • Never sign a contract until you fully understand the terms

Being cautious can help you avoid scams that often follow major storms, when homeowners are most vulnerable. As noted by safety experts, storm damage situations can attract fraudulent activity, so staying vigilant is key. 

Illinois Homeowner Rights After Storm Damage

If your home has been impacted by severe weather, you have important protections under Illinois law:

  • You have 3 business days to cancel a contract signed at your home
  • Any contract over $1,000 must be in writing
  • Contractors must provide their business name and physical address
  • You are entitled to receive a copy of “Home Repair: Know Your Consumer Rights”
  • You have the right to lien waivers before final payment
  • You may cancel a contract if your insurance claim is denied (within the allowed timeframe)

Understanding these rights ensures you stay in control of the repair process—not the contractor.

Important Consumer Protection Tips

Keep these key points in mind as you move forward with storm restoration:

  • Do not file an insurance claim until you understand your coverage
  • Be cautious of any contractor offering to waive or rebate your deductible—this is illegal
  • Always document damage and communicate clearly with your insurance provider

After a storm, experts recommend carefully assessing damage and working only with qualified professionals to avoid long-term issues or financial risk.

Work with a Trusted Local Contractor

Severe weather recovery is stressful—but choosing the right contractor makes all the difference. Working with a trusted, local company ensures:

  • Compliance with Illinois laws
  • Proper insurance and licensing
  • High-quality, long-term repairs
  • Guidance through the insurance claims process

If you suspect storm damage, schedule a professional inspection with your local insurance-based restoration contractor TTLC, and get peace of mind knowing your home is protected.