With strong thunderstorms and the threat of large hail moving through the Chicagoland area this week, it’s important to know what steps to take if your home is affected. Storm damage isn’t always obvious at first glance, but addressing it quickly can prevent bigger issues down the line.

Whether you're a longtime homeowner or new to storm season in the Midwest, here's a quick guide to protecting your home — and your wallet — after severe weather.

1. Wait Until It’s Safe, Then Inspect Your Property

Once the storm passes and it’s safe to go outside, do a visual walk-around of your home. Look for:

  • Missing or lifted shingles

  • Dents or cracks in siding, gutters, or downspouts

  • Debris on your roof or around your yard

  • Water spots or leaks inside your attic or upper floors

If you see anything concerning — or aren’t sure — it’s a good idea to call in a professional such as TTLC for a closer look.

2. Document Everything

Take clear photos or videos of any damage you find. This includes both exterior and interior issues. These images will be helpful if you decide to file a homeowners insurance claim and for working that claim.


3. Call for a Professional Inspection

Even if things look okay, damage from hail and high winds isn't always visible from the ground. A professional roofing and exterior inspector such as TTLC can identify hidden issues early and help you avoid expensive problems later.

Many insurance companies actually require a professional inspection after a significant weather event, especially if you plan to file a claim. It’s also typically the homeowner’s responsibility to take steps to prevent any further damage — like temporary tarping or boarding if necessary. TTLC provides both of these services, free of charge after a major storm event. 

4. Prevent Further Damage

If your roof has been compromised — even slightly — water can start to get in. Emergency tarping is a simple but effective way to keep your home protected until repairs can be made. Quick action here can make a big difference in how your insurance claim is handled and how extensive the final repairs need to be.

5. Understand the Claims Process

If your home has storm damage, you’ll likely be working with your insurance provider. A storm restoration contractor like TTLC can help document the damage, provide reports, and guide you through the process. Our team works closely with insurance companies and understands the timelines, documentation, and steps required to keep everything moving. 

Next Steps

Storms are unpredictable, but your response doesn’t have to be. Acting quickly, documenting damage, and getting a professional inspection are the best things you can do after a severe weather event.

If you need help assessing damage, installing emergency tarps, or navigating the insurance process, TTLC is here as a resource to support our Chicagoland community. We’re always available to answer questions or provide a no-cost inspection.

Stay safe, and don’t hesitate to reach out if you need guidance after the storm!